How Employee Dishonesty Insurance Can Protect Your Business Against Embezzlement

In recent news, former bookkeeper Colleen Dhuga, of Kelowna, BC, pleaded guilty to stealing $1.2 million from her Calgary employer over a six-year period, claiming that her gambling addiction was to blame when she was confronted by her employer. Dhuga admitted to forging hundreds of cheques and stealing from multiple company credit cards. She attempted…

What’s the Difference Between Replacement Cost and Actual Cash Value?

Generally, insurance is designed to put customers in the same financial position that they were in before a loss occurred. This is not always the case if you look further into the details of your insurance policy, as not all policy wordings are the same. When purchasing insurance, the calculation that determines what you will…

Why Buy Commercial Insurance Online

When it comes to Commercial insurance (also known as business insurance), the current process for quoting, purchasing (or “binding”) and managing business insurance policies can be described as cumbersome at best. Most insurance brokers want their potential new clients to fill out reams of paper applications, send things in via fax and then wait weeks for a quote…