Having the right liability coverage in place allows you to rest easy knowing you’re protected. Our liability articles help you stay informed on all types of liability insurance coverage.
Who needs Commercial General Liability insurance? No matter how small or large your business is, chances are that you will need a standard Commercial General Liability (CGL) policy in order to protect your company from liability risks and loss. Accidents can happen in seconds, but the damages to your business can last much longer. General…
As an importer, you may think you have little exposure to liability claims, but in many circumstances, you are more exposed than you think. To address some important areas of this topic, we are doing a mini series covering the basics of product liability, the risks of reselling and redistributing products from overseas and the…
This is the second blog post in our mini series surrounding importing and wholesaling liability. View our first article here. Importing is big business in Canada, the internet has made it look easy to find the perfect product to sell for your e-commerce business. Before you order any products from overseas, it’s important to take…
The popularity and accessibility of online platforms like Amazon and Shopify has made e-commerce businesses an attractive option for selling products. When it comes to importing, wholesaling and reselling products, there are many risks involved – even well-designed products can be subject to extensive product liability claims. As an importer, you may think you have…
If you store aircraft in your hangar or regularly work on aircraft under your care, you will need insurance to protect against any loss, damage or injury caused by your activities. Mistakes and accidents can happen on the job, in the event that you do experience a claim, general liability and hangarkeepers liability will help…
The aviation industry is complex, with constant changes and developments to technology. Nothing is worse than learning that your insurance program isn’t sufficient enough to cover your business in the event of a claim. Luckily, there are insurance brokers available who have knowledge of current aviation market trends and concerns and can insure the most…
If you have a business location, whether that be an office, workshop or storefront, you have at least some premises liability risk. As a business owner, you are expected to take the necessary care to protect those on your business premises, whether you own or rent the property where your business is located. You are…
If you are providing any type of service, consulting, or advice that impacts another parties’ decisions, you need Errors and Omissions Insurance (also referred to as E&O or Professional Liability Insurance) to protect you in the event of a lawsuit. Chances are, some of the clients and partners you work with already make E&O a contractual obligation. Business professionals such as…
Roofing companies are exposed to hazardous working conditions such as bodily injury, fire, falls and a collapsing roof. If roofing contractors do not utilize proper risk management, the cost of safety violations can be huge, and it can also hurt your company’s reputation. Since working at such great heights can post serious threats, roofing professionals…
The Canadian manufacturing industry is fiercely competitive, with supply chains that leave little room for disruption or error. Despite a growing amount of risks, many of the liability exposures faced by manufacturing companies aren’t addressed in traditional general liability or product liability policies. Manufacturer’s Errors and Omissions (E&O) insurance can fill the gap in coverage…