Are You Covered By Insurance for Scooter Claims?

Dockless electric scooters (e-scooters) have descended upon many major cities across Canada and the US, with Lime and Bird being the two largest companies operating the transportation devices. In Calgary, Alberta, these e-scooters reach speeds up to 20km/h, which have the potential to cause a significant amount of damage. Injuries, road traffic accidents, and even…

Planning a Festival? Make Sure You Are Properly Insured

From small one-day community festivals to a world renowned ten-day celebration like the Calgary Stampede, a lot goes into organizing and insuring a festival.  Festivals are exposed to many risks, including injury to attendees, event cancellation, non-appearance of performers, adverse weather and even terrorism. Whether you are insuring a festival involving food, music, art or…

Golf Course Liability

With the Masters Tournament just finished and the weather across Canada slowly warming up, more and more people are considering booking a tee time at their local course. Whether golfing is a hobby or a profession, it is important to understand the liabilities of golf and to make sure that you are covered in the…

Alcohol and Cannabis Establishments: Do You Have the Right Coverage?

In our previous blog post, we discussed general host liability, which provides protection for the serving of alcohol by a non-liquor or cannabis-related business. If your company is directly alcohol-related, and is involved in manufacturing, selling or serving alcohol or cannabis, then host liquor policies under general liability insurance usually won’t protect you against claims.…