Stay informed on business insurance within your industry. Business insurance is made up of multiple insurance policies which are created for business owners and companies to protect you, your customers, and your hard work.
Selling products through an e-commerce business is an attractive option with reduced overhead and the opportunity to reach customers across the globe. The popularity of online marketplace platforms like Amazon, Shopify and Etsy has made starting an online business easy and accessible. Like with anything new and revolutionary that occurs, there are risks and exposures…
Image: Jen Gerson / National Post A 2020 study found that 94 percent of Canadians are unaware that they live in a flood-risk area. Floods are one of the most common and expensive disasters that occur in Canada, and they can be a major concern for businesses. Floods can happen in any type of region, at any…
If you’ve ever read through your company’s insurance policy, you may have noticed a coinsurance clause. Coinsurance can be found in most commercial property policies and some business insurance, errors and omissions and directors and officers policies. It is usually found in the policy conditions section of your commercial policy. What is the coinsurance…
Burst pipes as a result of freezing are the number one cause of property claims during the winter. This type of claim can be financially devastating to a business, often causing owners to temporarily shut down in order to repair damages to their business. Fortunately, with a bit of planning and awareness, burst pipes can…
Looking to shop local this holiday season? We encourage you to think outside the box to see if you can source items you would normally purchase from a big-box store at a local retailer instead! To help you out, we’ve gathered some of our favourite lists and websites for local Calgary gift ideas. Shop online…
You may hear the phrase “actual loss sustained” in discussions about coverage under your business interruption insurance policy, but what does it really mean? Understanding this coverage and how it is calculated helps you to determine how it might respond to a potential loss and how much money you might be compensated in an insurance…
As a food manufacturer, you take great pride in providing high quality products to your retailers and customers. You also face a number of risks on the job every day. These exposures are different from other types of manufacturing companies. Between processing, packaging, distribution and strict health regulations, there are a lot of moving parts…
Business insurance is made up of multiple insurance policies which are created for business owners and companies to protect you, your customers, and your hard work. Unfortunately, losses often occur more frequently than business owners are prepared for. Having business coverage in place is crucial to ensure that your hard work isn’t undone by situations…
Vape and e-cigarette retail stores sell high-valued and unique products that come with complex risks. The vaping market in Canada is subject to strict Health Canada regulations, putting your store under the microscope for any products that fall short of these requirements. As a vape shop owner, you understand that your inventory is likely more…
Whether you’re thinking of starting an e-commerce company, or you’ve been in the business for a while, selling your products and services online is the move of the future. Thanks to online marketplace platforms like Shopify and Amazon, starting and running an online business is more accessible than ever before. E-commerce businesses continue to experience…