We are bringing you our best risk management tips and practices so that you and your business can stay safe and protected.
Generally, insurance is designed to put customers in the same financial position that they were in before a loss occurred. This is not always the case if you look further into the details of your insurance policy, as not all policy wordings are the same. When purchasing insurance, the calculation that determines what you will…
As Canada’s moves into the depths of winter, it is important for business and home owners to be aware of the dangers of below-zero weather. The most common winter-related property claim is burst pipes as a result of freezing. This can be easily prevented with a bit of foresight and awareness. Burst pipes can happen…
Depending on what province you’re living in, winters in Canada can feel like they last a lifetime. Between blizzards, freezing rain, black ice and slush, being organized can save you from getting into dangerous situations this winter. Here are 9 ways you can make sure to stay safe and have peace of mind when hitting…
Burst pipes as a result of freezing are the number one cause of property claims during the winter. This type of claim can be financially devastating to a business, often causing owners to temporarily shut down in order to repair damages to their business. Fortunately, with a bit of planning and awareness, burst pipes can…
Canada is no stranger to brutally cold temperatures in the winter, which makes starting your car in the morning less than enjoyable. Although there isn’t one season for vehicle theft, cold wintery days seem to make cars a prime target. Leaving your vehicle unattended while it warms up with the key in the ignition leaves…
If you’ve ever scrolled through any photos or videos tagged #abstorm on social media, you’ve witnessed the extreme weather that Alberta experiences each year. According to Global News, Alberta gets hit with an average of 40 major storms every summer. Alberta is home to over half of all catastrophic hail events in Canada. In June…
As the temperatures start to rise across Canada and the blanket of snow melts, it means a heightened risk of flooding in many areas. Between snow and debris build-up next to your property and on your roof, it can lead to an alarming amount of above-ground water accumulation. Spring thaw and your home: You…
Do you operate your business in an area susceptible to flooding? Among other areas, Southern B.C., Calgary, Saskatoon, Montreal, and Yukon are experiencing floods due to extreme weather changes. Flooding is Canada’s most expensive natural disaster. The Government of Canada claims it costs at least CAD$1 Billion to recover and restore homes, property and infrastructure…
Heating, Ventilation and Air Conditioning Heating, Ventilation and Air Conditioning (HVAC) consists of systems and equipment to control and regulate temperature, humidity, airflow and air filtering between indoor and outdoor areas. Owning an HVAC system requires complex structures of ventilation – natural, mechanical and hybrid; set of equipment to generate heat – furnace, boiler or…
The best way to stay safe this winter is to ensure your property is clear of ice and snow. Not only is it the law in most jurisdictions that you need to shovel your driveway and walkways, it is also a good way to avoid getting a lawsuit or other liability claim brought against you.…