While commercial insurance is our main practice, we want to keep you informed on your personal insurance as well.
The short and long-term vacation rental economy has gained popularity as a way to earn extra income on property that you own. It also comes with risks that can be costly without the right protection in place. You may find that once you decide to start using your property for vacation rentals, it is no…
On January 1st 2022, Direct Compensation for Property Damage (DCPD) will go into place in Alberta. This is a mandatory coverage that will be automatically added to all auto insurance policies. This includes personal vehicles, commercial vehicles and fleets, motorcycles, ATVs and motorhomes. DCPD is already being used in many provinces across Canada including Quebec, Ontario,…
If you live in an area that experiences flooding over a short period of time, you should know the dangers that flooded roadways bring to vehicles. As little as 6 inches of water can damage your vehicle and 12 inches of water could sweep your car off the road. The depth of water is not…
House fires can ignite when you least expect them and can spread uncontrollably within minutes. Even if the fire is put out quickly, it can result in thousands of dollars in damage. It is important to be informed on house fire prevention methods, and to have the right insurance in place if a fire does…
The past few years have brought many new changes to one of the world’s most traditional industries. Some insurance start-ups are challenging the established order with enhanced distribution models that focus on digitalizing the insurance process. The Insurance Brokers Association of Manitoba (IBAM) is slow to warm up to a recent plan formed by Manitoba…
Determining who is liable for water damage can be a fairly complicated task. As an owner of a condo unit, if the condo unit above you has an overflowing toilet that causes water damage to your ceiling and floor, they should have to cover your insurance deductible, right? Wrong. Unless the unit owner can be…
Inass Mohmed, a resident of Hamilton, Ontario got into a car accident and soon after discovered that the insurance she had purchased was fake. After Mohmed got into the collision, she took what she thought was the responsible next step and called her insurer to report the claim. This is when she found out that…
Photo credit: Nikoleta Antonak, @nikitafu A common question, but one you may not have a clear answer to: what vehicle modifications are illegal in Alberta? The answer can be found in the Traffic Safety Act, but keep in mind that many modifications that may be legal on the road might not sit well with your insurance…
With the start of a new year, many people are motivated to improve on themselves and improve on their overall health. There is no better time to use the extra motivation to make some changes that will benefit both you and your wallet. Eat out less often Before you purchase that eighteen dollar salad, consider…
What’s going on with Auto Insurance in Alberta? Ever since Alberta introduced its auto cap on automobile insurance premium increases, it has brought a number of risks as a result, including brokers losing their contracts with carriers, drivers being priced out of insurance coverage and an increased number of uninsured drivers on the roads. In…