The team at Fuse Insurance would like to remind you to stay safe this winter by making sure your property is clear of ice and snow. Not only is it the law in most jurisdictions that you need to shovel your driveway and walkways, it is also a good way to avoid getting a lawsuit / liability claim brought against you. Plus, it will keep your neighbours, visitors and the mail carrier happy.
When shoveling, make sure to not pile up the snow on the private property of others, or on the road. This is illegal, and it can cause difficulties getting into or backing out of your driveway. When shoveling, be sure to always dress warmly and take breaks if you feel yourself getting tired.
Alternatively, you can hire out your snow clearing duties to a reputable contractor. This can save you considerable time and effort, and should you be faced with a slip and fall claim, you can often push it back on the contractor’s insurance. On that note, make sure that your contractor has a valid insurance policy. You can do this by requesting a “certificate of insurance”, which your contractor should be able to easily produce.
Are you a snow removal contractor? Fuse Insurance offers comprehensive property, liability and automobile insurance packages for snow removal contractors at great prices. On top of that, you can use our online client service system to instantly generate certificates of insurance for your clients, meaning you spend less time dealing with insurance and more time on the jobsite earning income for your business. Get a quote now at https://secure.fuseinsurance.ca/core/getQuote/.