Whether you own, operate or manage a golf course in Canada, you face unique challenges and hazards that require special insurance coverage. Golf insurance can protect you from unexpected risks and costs associated with extreme weather, property damage, liquor liability, lawsuits and more. It takes a lot of work to maintain your grounds and to keep your members happy; a golf insurance package helps to ensure the protection of your facility, equipment, and the guests of your golf course.
Who is golf insurance for?
- Golf courses
- Golf shops
- Driving ranges
- Pitch and puts
- Executive courses
What are the most common types of coverages for golf courses?
- Commercial property
- Commercial general liability
- Commercial auto
- Liquor liability
- Directors & Officers (D&O)
- Business interruption
Protect important information
Many golf courses keep their member’s and guest’s personal information on file. With cyber attacks on the rise, you can’t afford to leave this information unprotected. Regardless of the size of your golf club, the costs associated with cyber breaches can be catastrophic. Even with the best precautions in place, things can still go wrong, but fortunately there’s cyber insurance to help.
Prevent accidents before they happen
Today’s golf courses feature a variety of terrain. With many courses also having a restaurant, bar, pro shop and other recreational facilities. This can create a number of different scenarios for slips, trips and falls. In order to prevent accidents from happening, regularly inspect your pathways, walkways, parking lots, staircases and ramps. Consider making a detailed walking checklist to help identify any hazards.
The unique risks and variables involved in golf courses call for a broker who can create a customized coverage package designed specifically for the golf industry. At Fuse Insurance, we have the advantage of working with the top insurers across Canada in order to find coverage that works best for you. The needs of your golf course change over time, so it is a smart idea to regularly asses your coverage to identify any potential gaps or areas where you may be paying more than you need to. Fuse Insurance can conduct a free golf course insurance coverage review to ensure that you have the right limits in place to protect your business. Whether your golf facility is located in BC, Alberta, Saskatchewan, Manitoba or Ontario, there is customized coverage available for you. Give us a call at 1-866-387-FUSE (3873) or fill out our quick online quote form now.
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Read more: Liquor Liability