Whether you are an electrician working in commercial, industrial or residential settings, customers rely on your professional services in order to get the job done right. Between time spent juggling your schedule and the other administrative aspects of running your business, it is easy to forget about your insurance needs. It is important to protect your commercial liability as well as your tools and equipment in order to keep your business running smoothly.
If something goes wrong on the job site or if a customer is upset with the quality of your work, you could be held liable and be sued by your customer. If you damage your client’s property while completing work on their home, you may be held accountable to pay for the damages. Scenarios like these are not uncommon to electricians and can lead to major expenses that can cause your business to suffer. Luckily, there are a number of insurance policies available that are made specifically to cover the risks that electrical contractors face. Showing your proof of insurance, also known as the certificate of insurance, may also be required by project managers before you can be hired for a job.
What types of insurance policies should electricians consider?
- Commercial General Liability
- Errors & Omissions (E&O)
- Contractor’s Tools & Equipment
- Commercial Auto
- Commercial Property
- Business Interruption
- Project-specific policies
Who is electrical contractor Insurance for?
- Commercial, industrial and residential electricians
- Electrical repairmen
- Lighting technicians
- HVAC technicians
- Handyman services
Whether you are an electrical contractor, the owner of a construction company or a project manager, we can provide the tools and resources you need to identify exposures, so that you can focus on protecting your business. The expert brokers at Fuse insurance will help you determine what insurance your electrical contracting business requires and will work with the top-rated insurers in Canada in order to secure the best coverage possible. Get your free quote today on our online platform or give us a call at 1-866-387-FUSE (3873).